You have many ways to add funds to your account. Go to the main Accounts tab and click “Add Funds.” From there, you will see a list of different options: Via Wire Transfer (1-2 days to clear, no limit), Connecting your bank account (2-3 days to clear, $60,000 limit), and Direct Deposit (connect payroll provider or set up deposit through your employer). Choose which option you would like to use.

After your 1st deposit you can request your card. Go to the main Accounts tab and click on the button that says: “Request Your Physical Card” and fill out the address information. It will take up to 3 business days to arrive.You can also create virtual cards and start using them right the way.

Go to the main Accounts tab and click “Pay Bill.” You may copy and paste the Routing and ACH Account information and pay your bill, or you can click on “New Payment Using Concierge” and take a picture of your bill using the phone camera, upload a picture of your bill from your phone’s camera roll, or upload a file/document. 1% cashback is valid for all credit card bill payments when paid through ACH (limited to $20/mo).

Onyx Private offers 1-10% Cashback on all purchases with a debit card. To get 10% Cashback, click on the “Cards” tab and click “Cashback.” From there, you will see all the offers that give you Cashback. Click on “2-10% Special Offers”. You can also browse how much Cashback all of the many businesses are offering. You can also search by location or brand. Limitations apply please see Terms and Conditions.