Apply for Onyx Private Banking Membership

Apply for Onyx Private Membership and download the app.

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Banking

Premium Banking

FDIC insured¹ checking account
Up to 4 people Joint Account
17g Metal Debit Card
Cashback on every purchase

Wealth

Personalized Investments

$500,000 SIPC insurance
Portfolio based on your risk profile
Low minimum
T-Bills and High Yield Cash Account

Lifestyle

Member Benefits

Airport Lounges with Priority Pass
Lifetime Membership Discount
FightCamp Membership Discount
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WHAT ARE YOU WAITING FOR?

All-in-one Premium Banking, Wealth and Concierge

Onyx offers premium and exclusive services

Basic

$0/month

Benefits from Basic Plan

0.5% cashback on card spending
2% APY on Checking Account
Frictionless Money Movement
Native Bill Pay Management
Low Minimums, low fees
Treasuries, High-Yield Cash Sweep and Robo-Advisory Investments

Plus

$10/month

All benefits from Basic Plan

1% cashback on card spending
1% cashback on credit card bill payments
Payment Concierge
Joint accounts with up to 2 members
Financial Planning
Reduced investment fees

Premium

$25/month

All benefits from Plus Plan

Up to 5% cashback on card spending
Free cash withdrawal at any ATM
Priority Pass Airport Lounges
Lifetime Membership Discount
Lowest Investment fees
Financial Advisor
24/7 Priority Support

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1. Onyx is a financial technology company, and is not a bank. Banking services provided by I3 Bank and Piermont Bank, Members FDIC. The Onyx Visa Debit Card is issued by I3 Bank and Piermont Bank, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa is accepted. FDIC insurance is available for funds on deposit up to $250,000 through I3 Bank and Piermont Bank.
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2.Annual Percentage Yield (APY) of 2.00% is effective as of 11/13/2023. This is a variable rate and may change after the account is opened. Fees could affect earnings on the account.
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3. Onyx is not an investment adviser. However, We have a relationship with Atomic Invest LLC (“Atomic Invest”), an SEC-registered investment adviser, to bring you investing features. Atomic Invest provides all investment advisory services. We are not affiliated with Atomic Invest, but we receive compensation as a percentage of assets managed by Atomic Invest for promoting Atomic Invest’s investment advisory services. Investing involves risk, including the possible loss of principal, and there is no assurance that the investment will provide positive performance over any period of time. Atomic Invest accounts are not bank-guaranteed or FDIC-insured. View Full Disclosures

4. Financial advisor and comprehensive financial planning services will be provided by a third party, Ontrail, Inc., doing business as “Uprise”, a corporation registered in Delaware, United States. These plans and services do not include investment advice or any advice related to specific investments.

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This is not a solicitation for a deposit account or debit card. Waitlist status is not a guarantee of membership. You agree by putting your name and contact information on the waitlist we can contact you using the submitted information. All waitlist participants will be contacted (SMS, Email, in-app messages) regarding updates to the Onyx program, subsequent submission of membership application information to be requested by Onyx in the waitlist order received plus number of referrals. To become a member will require the submission of additional information for verification of eligibility. You can remove your name from the waitlist at any time.