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Choose the best
plan for you!
Onyx offers an exclusive unified premium banking and investments experience with a white-glove 24/7 concierge service with two membership options
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24/7 Concierge
In-app chat lightning-fast, human service with less than 2 min response - no chatbots. Suggestions and reservations on dining, travel, experiences, and goods. Onyx members enjoy exclusive benefits, preferred pricing, and priority access.
Get Premium Plan
17g Metal Card
Get Premium Plan
Cashback
Get Premium Plan
Compare all the benefits
More information for you to make the right choice
Monthly
Annual
20% OFF
Basic
U$ 0
Premium
U$ 50/40 mo
Banking
Free ACHs
Free Wire
Free ATM withdrawal
17g Black Metal Card
1%-10% Cashback on Debit Card
Multiple Virtual Cards
1% cashback on credit card bill payment
Payment Concierge
1.55% APY (FDIC insurance)
Joint Accounts
$250 and reduced rate on mortgages via Own Up
24/7 priority customer support
Minimum Deposit
$10
Only at All Point ATMs
Paid separately upon request
Up to 2 members
$100
Free
Free and available
Up to 4 members
$500
Wealth
US T-Bills + High Yield Cash Account
Personalized Robo-Advisor Portfolio
50% off on Wealth.com Estate Plans
Investment fees
40 bps per year
25 bps per year
Lifestyle
24/7 Lifestyle concierge
Airport Lounges with Priority Pass
$540/yr off on Lifetime Fitness Membership
Discounted FightCamp Membership
GET BASIC
GET PREMIUM
Basic
Premium
Basic
U$ 0
Banking
Free ACHs
Free Wire
Free ATM withdrawal
17g Black Metal Card
1%-10% Cashback on Debit Card
Multiple Virtual Cards
1% cashback on credit card bill payment
Payment Concierge
1.55% APY (FDIC insurance)
Joint Accounts
$250 and reduced rate on mortgages via Own Up
24/7 priority customer support
Minimum Deposit
$10
Only at All Point ATMs
Paid separately upon request
Up to 2 members
$100
Wealth
US T-Bills + High Yield Cash Account
Personalized Robo-Advisor Portfolio
50% off on Wealth.com Estate Plans
Investment fees
40 bps per year
Lifestyle
24/7 Lifestyle concierge
Airport Lounges with Priority Pass
$540/yr off on Lifetime Fitness Membership
Discounted FightCamp Membership
GET BASIC
Premium
U$ 50/40 mo
Banking
Free ACHs
Free Wire
Free ATM withdrawal
17g Black Metal Card
1%-10% Cashback on Debit Card
Multiple Virtual Cards
1% cashback on credit card bill payment
Payment Concierge
1.55% APY (FDIC insurance)
Joint Accounts
$250 and reduced rate on mortgages via Own Up
24/7 priority customer support
Minimum Deposit
Free
Free and available
Up to 4 members
$500
Wealth
US T-Bills + High Yield Cash Account
Personalized Robo-Advisor Portfolio
50% off on Wealth.com Estate Plans
Investment fees
25 bps per year
Lifestyle
24/7 Lifestyle concierge
Airport Lounges with Priority Pass
$540/yr off on Lifetime Fitness Membership
Discounted FightCamp Membership
GET PREMIUM
Get Your Premium Plan Monthly Fee for Free*
No Premium Plan fees if you hold over
$120,000
of an average monthly balance in your investment account
WHAT ARE YOU WAITING FOR?
All-in-one Premium Banking, Wealth and Concierge
Onyx offers premium and exclusive services
Basic
Free account
1.55% APY
Frictionless Money Movement
Personalized investments
Premium
All the benefits of the Basic Plan
17g metal debit card with 1-10% cashback
1% cashback in credit card bill payments
Free ATM withdrawal, ACH, and wire
24/7 concierge service
Compare Plans
Frequent questions
Need more details?
Can I change my plan after signing up?
Yes, after you make your first deposit, you can change your plan by submitting a request through our customer service or directly through the app.
How do I pay for the monthly fee?
We'll automatically debit your monthly / annual fee from your account.
How can I get my Premium monthly fee for free?
By maintaining an average balance on your investment account over $120,000 we'll rebate your fee
What are the minimum deposits for each Onyx Plan?
The minimum deposit for the Basic Plan is $100 and for the Premium Plan, the minimum deposit is $500.
Apply Now