
Minimum Deposit

Minimum Balance

2% APY (FDIC* insurance)

Joint Accounts

External Debit Card Funding

Free ACHs

Wire Transfer

Free ATM withdrawal

Free Black Debit Card

Multiple Virtual Cards

Cashback on Debit Card

1% cashback on credit card bill payment

Payment Concierge

24/7 priority customer support

$250 and reduced rate on mortgages via Own Up

Referral Program
1 free transaction of up to $500
2.15% for subsequent transactions
0.5% (Capped at $20/month)
2 free transactions of up to $500
2.15% for subsequent transactions
Free at AllPoint ATMS + 1 free domestic withdraw
1% for the first $50
earned and then 0.25%
Yes (Capped at $10/month)
2 free transactions of up to $500
1.95% for subsequent transactions
Global, Unlimited, and Free at any ATM
Up to 5% for the first $100
earned and then 0.45%
Yes (Capped at $20/month)

US T-Bills + High Yield Cash Account

Personalized Robo-Advisor Portfolio

Financial Planning

50% off on Wealth.com Estate Plans

Investment management fee (charged monthly over avg. balance)

Airport Lounges with Priority Pass

Discounted Lifetime Fitness Membership

Discounted FightCamp Membership