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Curated Investment Portfolios

Low minimums and low fees. Onyx curates investment portfolios from tax-loss harvesting personalized Robo-advisory, fixed-income portfolios such as cash-sweep accounts and US T-bills.

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FIXED INCOMES

Maximizing yield and minimizing risk

High-yield Fixed Income investments such as U.S Treasuries and Cash Sweep Accounts

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U.S Treasuries-Bills

Invest in U.S. Treasury T-Bills in just 3 clicks

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Safety:
T-Bills are short-term government debt and provide over 5.27%+ APY in yield.
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High Yield:
According to the maturity of your T-Bills, your yield could be higher than 5.27% APY.
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Improve your gains:
T-Bills are both state and local tax-exempt.
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Easy:
Start investing with 3 clicks on the Onyx Private App.
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Personalized robo-advisory

Automated Tax-loss Harvesting Robo-Advisory Portfolio

Direct index stocks and bonds with a personalized portfolio based on your risk profile

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Get Your Premium Plan Monthly Fee for Free*

No Premium Plan fees if you hold over $120,000 of an average monthly balance in your investment account

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ESTATE PLANNING

50% off Family Estate Plan

Onyx Members enjoy reduced price on all Wealth.com products. Most Traditional Estate Plans cost $5k+ with a traditional lawyer.

MORE ABOUT WEATH.COM
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Estate planning
WEALTH.COM PARTNERSHIP
With extensive experience in trust and estate law, personal financial management, and data security, Wealth.com has built the most intuitive, secure, and accessible estate planning solution.
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Frequent questions

Need more details?

How do I invest in US T-Bills through the Onyx app?
You can invest on US T-Bills on the Onyx Private App in just 3 clicks!
1) One the main dashboard click on “US Treasuries”
2) Click on the maturity and yield you want to invest
3) Finally, define the amount to invest and click on “Next”.
You’ll be prompted to a confirmation screen and that’s it! Your T-Bills will be available in 3-4 days.
 What is the yield of the Treasury Bills?
The yield for Treasury Bills vary everyday, but it has been as high as 5.23%. Yields are subject to change with economic conditions. The rate of return, or yield, that investors receive in return for lending money to the government is determined by supply and demand.
What is a High Yield Account?
A high-yield cash sweep investment account is a type of savings account or investment product that offers a higher interest rate than traditional savings accounts. These accounts offer a balance of yield and liquidity, making them a popular choice for those who want to earn a return on their cash while still having quick access to it.
The high-yield cash sweep investment account is designed to be highly liquid, meaning that you can access your funds quickly and easily without incurring penalties or fees. Unlike certificates of deposit (CDs), which require you to keep your money in the account for a fixed period of time, these accounts allow you to withdraw your funds at any time without penalty.
Moreover, a cash sweep investment account is one of the most secure investment products in the market, designed to comply with FDIC regulations. In the event that a cash sweep network member bank has failed, all claims for deposit insurance were paid by the FDIC.
What is Robo-Advisory Portfolio?
A robo-advisory portfolio is an investment portfolio that is managed by a computer algorithm, rather than a human financial advisor. The algorithm is designed to construct a portfolio of assets based on the investor's financial goals, risk tolerance, and investment preferences. They may also use automated rebalancing to ensure that the portfolio stays in line with the investor's stated goals. Investors who use robo-advisory portfolios often benefit from lower fees than traditional financial advisors charge, as well as a more convenient and streamlined investment process.
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