One app, Dual Power
Empowering Small Business Owners to Thrive and Grow with a Unified Personal and Business App that Simplifies Financial Management.
Manage your finances within a click
Effortlessly switch between your personal and business accounts with just one login.
Explore premium banking2, elevate wealth management, and enjoy exclusive member benefits seamlessly within your Personal Account.
Get yield on your idle money, cashback4 on your debit card purchases, Quickbooks and Xero native integrations with premium customer support .
Multiple Checking Accounts
High Yield Cash Sweep Account
U.S. Treasuries - T-Bills
Local and State taxes exempt
Onyx Business Account
Boost your Business Account with 2.01% APY2 on checking and cashback5 on debit card purchases, top vendor discounts, and native integrations with Quickbooks and Xero.
- 2.01% APY and Native Bill-Payments
- Multiple Virtual Cards with 1.5% cashback on spending
- Mobile checks and instant deposit methods
- 4%+ Yield on Money Market Account
- High Yield and High Liquidity
- Financial Business Advisor
- Quickbooks and Xero native integrations
- $5,000+ in savings on tools for accounting, payments, marketing, and more
- Premium Customer Support
Modern user-interface with frictionless money movement, up to 4 joint account holders, and 17g metal debit card with cashback and native digital bill pay
Virtual Cards & Cashback
Create multiple virtual cards to manage your personal and business finances
- You can organize your business expenses with multiple virtual cards. Plus, earn 1.5% cashback on every card purchase
Personal Virtual Card
- Earn on spending and create burner single use cards, have up to 6 active virtual cards, and set specific limits for security and convenience.
Onyx is here to help all types of small businesses
We support small business owners and entrepreneurs in their financial journey. Exclusively for US-owned LLCs and Sole Proprietorship – Apply Today!